{"id":35948,"date":"2023-09-25T18:05:07","date_gmt":"2023-09-25T21:05:07","guid":{"rendered":"https:\/\/www.infomoney.com.br\/?p=2251433"},"modified":"2023-09-25T18:05:07","modified_gmt":"2023-09-25T21:05:07","slug":"comissao-aprova-projeto-que-preve-acoes-permanentes-de-combate-ao-superendividamento","status":"publish","type":"post","link":"https:\/\/sindaopcpb.org.br\/index.php\/2023\/09\/25\/comissao-aprova-projeto-que-preve-acoes-permanentes-de-combate-ao-superendividamento\/","title":{"rendered":"Comiss\u00e3o aprova projeto que prev\u00ea a\u00e7\u00f5es permanentes de combate ao superendividamento"},"content":{"rendered":"<p><img loading=\"lazy\" width=\"300\" height=\"200\" src=\"https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?fit=300%2C200&amp;quality=70&amp;strip=all\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" decoding=\"async\" style=\"float:right; margin:0 0 10px 10px;\" srcset=\"https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?w=1000&amp;quality=70&amp;strip=all 1000w, https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?w=300&amp;quality=70&amp;strip=all 300w, https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?w=768&amp;quality=70&amp;strip=all 768w, https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?w=150&amp;quality=70&amp;strip=all 150w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" data-attachment-id=\"1889436\" data-permalink=\"https:\/\/www.infomoney.com.br\/politica\/congresso-aprova-texto-base-da-ldo-de-2023-apos-retirada-de-trecho-que-tornava-emendas-de-relator-impositivas\/attachment\/img20220712104623327med\/\" data-orig-file=\"https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?fit=1000%2C668&amp;quality=70&amp;strip=all\" data-orig-size=\"1000,668\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Congresso Nacional\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;O Congresso Nacional em sess\u00e3o conjunta para vota\u00e7\u00e3o da LDO de 2023 (Foto: Wesley Amaral\/C\u00e2mara dos Deputados)&lt;\/p&gt;\n\" data-medium-file=\"https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?fit=300%2C200&amp;quality=70&amp;strip=all\" data-large-file=\"https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?fit=1000%2C668&amp;quality=70&amp;strip=all\" title=\"\"><\/p>\n<p>A Comiss&atilde;o de Defesa do Consumidor da C&acirc;mara dos Deputados aprovou projeto de lei que determina que as a&ccedil;&otilde;es de preven&ccedil;&atilde;o e combate ao superendividamento do consumidor brasileiro devem ser realizadas de forma permanente.<\/p>\n<p>Essas a&ccedil;&otilde;es, intensificadas anualmente na semana do Dia Mundial do Consumidor (15 de mar&ccedil;o), devem trazer medidas como:<\/p>\n<ul>\n<li>divulgar informa&ccedil;&otilde;es sobre o risco de superendividamento, esclarecendo que &eacute; um fen&ocirc;meno de exclus&atilde;o social dos consumidores e suas fam&iacute;lias;<\/li>\n<li>conscientizar o consumidor sobre seus direitos, deveres e responsabilidades;<\/li>\n<li>conscientizar a sociedade em geral de que a concess&atilde;o de cr&eacute;dito deve ser feita de forma transparente e respons&aacute;vel.<\/li>\n<\/ul>\n<p>O texto prev&ecirc; ainda que os &oacute;rg&atilde;os de defesas do consumidor realizem cursos e palestras de educa&ccedil;&atilde;o financeira.<\/p>\n<h2><strong>Novo texto<\/strong><\/h2>\n<p>O texto aprovado foi o <span class=\"termoGlossario\">substitutivo<\/span> do relator, deputado Celso Russomanno (Republicanos-SP), ao Projeto de Lei 3156\/21, do deputado Jos&eacute; Nelto (PP-GO). O relator fez&nbsp;ajustes em alguns pontos da proposta original.<\/p>\n<p>Para Russomano, as medidas previstas s&atilde;o extremamente oportunas e relevantes. &ldquo;O superendividamento constitui um fen&ocirc;meno crescente e avassalador que, atualmente, coloca cerca de 70 milh&otilde;es de brasileiros em situa&ccedil;&atilde;o de inadimpl&ecirc;ncia, ou seja, 42% da popula&ccedil;&atilde;o adulta&rdquo;, disse.<\/p>\n<h2><strong>Tramita&ccedil;&atilde;o<br \/><\/strong><\/h2>\n<p>A proposta altera a Lei do Superendividamento e ainda ser&aacute; analisada, em <span class=\"termoGlossario\">car&aacute;ter conclusivo<\/span>, pela Comiss&atilde;o de Constitui&ccedil;&atilde;o e Justi&ccedil;a e de Cidadania.<\/p>\n<p>Em vigor desde 2021, essa lei cont&eacute;m medidas para facilitar o pagamento das d&iacute;vidas pelos consumidores inadimplentes.<\/p>\n<\/p>\n<div class=\"cta-end\">\n<div class=\"im-cta\" >\n<div class=\"im-shortcode-forms bg-light bg-opacity-25 border rounded-4 p-3 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href=\"https:\/\/www.infomoney.com.br\/politica\/comissao-aprova-projeto-que-preve-acoes-permanentes-de-combate-ao-superendividamento\/\" target=\"_blank\">Comiss\u00e3o aprova projeto que prev\u00ea a\u00e7\u00f5es permanentes de combate ao superendividamento<\/a> appeared first on <a rel=\"nofollow noopener\" href=\"https:\/\/www.infomoney.com.br\/\" target=\"_blank\">InfoMoney<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?fit=300%2C200&amp;quality=70&amp;strip=all\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" data-attachment-id=\"1889436\" data-permalink=\"https:\/\/www.infomoney.com.br\/politica\/congresso-aprova-texto-base-da-ldo-de-2023-apos-retirada-de-trecho-que-tornava-emendas-de-relator-impositivas\/attachment\/img20220712104623327med\/\" data-orig-file=\"https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?fit=1000%2C668&amp;quality=70&amp;strip=all\" data-orig-size=\"1000,668\" data-comments-opened=\"1\" data-image-meta='{\"aperture\":\"0\",\"credit\":\"\",\"camera\":\"\",\"caption\":\"\",\"created_timestamp\":\"0\",\"copyright\":\"\",\"focal_length\":\"0\",\"iso\":\"0\",\"shutter_speed\":\"0\",\"title\":\"\",\"orientation\":\"0\"}' data-image-title=\"Congresso Nacional\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;O Congresso Nacional em sess\u00e3o conjunta para vota\u00e7\u00e3o da LDO de 2023 (Foto: Wesley Amaral\/C\u00e2mara dos Deputados)&lt;\/p&gt;\n\" data-medium-file=\"https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?fit=300%2C200&amp;quality=70&amp;strip=all\" data-large-file=\"https:\/\/www.infomoney.com.br\/wp-content\/uploads\/2022\/07\/img20220712104623327MED.jpg?fit=1000%2C668&amp;quality=70&amp;strip=all\">O texto precisa ser analisado agora pela Comiss\u00e3o de Constitui\u00e7\u00e3o e Justi\u00e7a<\/p>\n<p>The post <a rel=\"nofollow\" href=\"https:\/\/www.infomoney.com.br\/politica\/comissao-aprova-projeto-que-preve-acoes-permanentes-de-combate-ao-superendividamento\/\">Comiss\u00e3o aprova projeto que prev\u00ea a\u00e7\u00f5es permanentes de combate ao superendividamento<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/www.infomoney.com.br\/\">InfoMoney<\/a>.<\/p>\n","protected":false},"author":47,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[276,490,9461,34,47],"tags":[35,50],"class_list":["post-35948","post","type-post","status-publish","format-standard","hentry","category-camara-dos-deputados","category-comissoes","category-direitos-do-consumidor","category-g1","category-politica","tag-g1","tag-projeto-de-lei"],"author_meta":{"display_name":"luispereira","author_link":"https:\/\/sindaopcpb.org.br\/author\/luispereira\/"},"featured_img":null,"coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/sindaopcpb.org.br\/camara-dos-deputados\/\" class=\"advgb-post-tax-term\">C\u00e2mara dos Deputados<\/a>","<a href=\"https:\/\/sindaopcpb.org.br\/comissoes\/\" class=\"advgb-post-tax-term\">Comiss\u00f5es<\/a>","<a href=\"https:\/\/sindaopcpb.org.br\/direitos-do-consumidor\/\" class=\"advgb-post-tax-term\">Direitos do Consumidor<\/a>","<a href=\"https:\/\/sindaopcpb.org.br\/g1\/\" class=\"advgb-post-tax-term\">G1<\/a>","<a href=\"https:\/\/sindaopcpb.org.br\/politica\/\" class=\"advgb-post-tax-term\">POLITICA<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">C\u00e2mara dos Deputados<\/span>","<span class=\"advgb-post-tax-term\">Comiss\u00f5es<\/span>","<span class=\"advgb-post-tax-term\">Direitos do Consumidor<\/span>","<span class=\"advgb-post-tax-term\">G1<\/span>","<span class=\"advgb-post-tax-term\">POLITICA<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/sindaopcpb.org.br\/politica\/\" class=\"advgb-post-tax-term\">g1<\/a>","<a href=\"https:\/\/sindaopcpb.org.br\/politica\/\" class=\"advgb-post-tax-term\">projeto de lei<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">g1<\/span>","<span class=\"advgb-post-tax-term\">projeto de lei<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Publicado 3 anos atr\u00e1s","modified":"Atualizado 3 anos atr\u00e1s"},"absolute_dates":{"created":"Publicado em 25 de setembro de 2023","modified":"Atualizado em 25 de setembro de 2023"},"absolute_dates_time":{"created":"Publicado em 25 de setembro de 2023 18:05","modified":"Atualizado em 25 de setembro de 2023 18:05"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/sindaopcpb.org.br\/index.php\/wp-json\/wp\/v2\/posts\/35948","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sindaopcpb.org.br\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sindaopcpb.org.br\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sindaopcpb.org.br\/index.php\/wp-json\/wp\/v2\/users\/47"}],"replies":[{"embeddable":true,"href":"https:\/\/sindaopcpb.org.br\/index.php\/wp-json\/wp\/v2\/comments?post=35948"}],"version-history":[{"count":1,"href":"https:\/\/sindaopcpb.org.br\/index.php\/wp-json\/wp\/v2\/posts\/35948\/revisions"}],"predecessor-version":[{"id":35949,"href":"https:\/\/sindaopcpb.org.br\/index.php\/wp-json\/wp\/v2\/posts\/35948\/revisions\/35949"}],"wp:attachment":[{"href":"https:\/\/sindaopcpb.org.br\/index.php\/wp-json\/wp\/v2\/media?parent=35948"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sindaopcpb.org.br\/index.php\/wp-json\/wp\/v2\/categories?post=35948"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sindaopcpb.org.br\/index.php\/wp-json\/wp\/v2\/tags?post=35948"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}